Introduction

Hi, my name is Bidyut, but now my name doesn’t matter. But this story matters, and why this story was named is “THE DEPOSIT STORY”. I will explain all about it in this small deposit story.

In this story, we will learn about how my uncle managed his money from childhood until now and how he managed his family for 50 years after the death of his father.

At the end of the summer, I went to spend a vacation with my brother’s family. We have a joint family, so we live apart, far from each other, but in festival season we meet up and spend time with our family, discuss our history and culture, and sometimes we solve problems of each other for our better lifestyle. I travel 200 km to my father’s sister’s house to spend my time with my family on the occasion of “Swing festival” which is known as Raja in our region and our state also.

Everything and everyone was good in the village, but my brother was not working at all in our entire family.

The Problem Where the Story Starts

My brother was not working. All of my family members are worried about how he will start a family, he is doing nothing, and how he will manage our ancestors’ property.

Then one of my brothers was silent because he was afraid to tell anything in front of the elders. I was also silent because I was the younger one. I can’t take the big decision of our family, although we are not small, grown up, and still can make decisions by ourselves.

My brother, who lost his purpose, we cannot say unemployed because he was working very hard for the family in the past days, but in the end, he was not happy after working. So he left his work.

One day, he was disturbing our village neighbor late at night after drinking alcohol. So my uncle was very angry. He scolded my brother early in the morning, before he woke up, and because when he woke up, he vanished within a few minutes.

After scolding for one hour continuously. My uncle told us how he managed our family from early childhood days.

Now I will tell you why I named this story “The deposit story“.  When my uncle was a teenager, his father died. I don’t remember the actual age he told us, but I forgot. Approx. 12-15 years old. When his father died, he had left his education. At that time, he was in class 4. he was the only male in his family, two sisters, and his mother. At that time, he was directionless about what to do and what not to do. How to manage the whole family.

He left school in the 4th class and started working as a daily labourer and started farming, and then he sells it at the market and makes profits.

He told us that when he was selling vegetables and working as a daily labourer, he had to hide his face. So that his classmate never recognized him as he was working instead of studying. That was his responsibility to provide for his family.

After his father’s death, the situation was like an earthquake at his feet. Your decision-making power will be destroyed by whom you seek help. And whom will you trust in this situation? Everyone will act like they are helping you, but they don’t help you financially and emotionally. They only want to show others that they are helping you.

After some days working as a labourer, he had enough money to start his own farming and make a profit in the market. And then this process has been running till now.

After selling the vegetables in the market, when the profits are maximum can fulfill the needs and wants of the family, and a lot of money is left in his home. He thinks that his money is not safe at home. Because the home was near to forest. So he decided to keep all his hard-earned money in his bank account.

After a period of time, he opened a bank account and deposited all his money in the bank. But it was not an easy process because he left his education in childhood, is hard to understand bank papers. In those days, banking services worked on paper and pen. Computers are not introduced. And the banks are far away from home, about 15 KMs. It was a hard task every day to go and deposit the profit money.

This process is running till now, till now he thinks. If we deposit money and we cannot withdraw easily. From his point of view, if we deposit the money today, we will withdraw the money after a month or after a year as my uncle thinks. He thinks depositing money in banks is like an investment. Depositing money in a bank is like an investment and holds up to 3 to 5 years of time and then we can withdraw money with interest from the bank.

 He doesn’t know net banking or online mobile banking. He doesn’t even use a smartphone for calling. He uses keypad phones and is aware of the “One-time password (OTP) and not to share anyone. To deposit and withdraw money, he goes to the bank. Stand in the queue, fill the paper, and do your activity.

My Uncle’s Last Word Touches My Heart

At the end, he told us that I had a strong interest in education, and then to build my home and my dreams. But my responsibilities destroyed all of my dreams. But I never regret for good and bad times. I stand up like a warrior to solve all my family problems. I never blame any family problems and responsibility. I was interested in education and technology. But I think something is better than nothing, and this is my destiny. I wrote my destiny with my hardworking hands. I will do all my work until I die, because this is my duty as a father, brother, husband, and lastly as a grandfather.

All these words were told by my uncle that morning, and the entire family was listening silently without any breaks in a pin-drop silence.

At last, I want to tell you that the vacation was good. I had a lot of memories with my family. I hope my words give you some value.